@inproceedings{362, author = {Zhihan Fang and Guang Yang and Dian Zhang and Xiaoyang Xie and Guang Wang and Yu Yang and Fan Zhang and Desheng Zhang}, title = {MoCha: Large-Scale Driving Pattern Characterization for Usage-based Insurance}, year = {2021}, journal = {Proceedings of the 27th ACM SIGKDD Conference on Knowledge Discovery & Data Mining}, chapter = {2849}, pages = {9}, month = {08}, url = {https://par.nsf.gov/biblio/10436087}, doi = {10.1145/3447548.3467114}, }